| Our Insurance Carriers
As America's most experienced long term care insurance broker, we are independent and objective in your behalf.
We represent multiple leading carriers, not just one.
We continuously evaluate our A-rated carriers to make sure they continue to meet our high standards. Furthermore, after analyzing your particular situation and conferring with you, we narrow down to the ONE top carrier that best fits your needs. Our selection is based on the carrier's --
- Ability to serve your policy requirements in your state
- Ratings with AM BEST & Standard and Poor
- Financial strength, claims payment history and years in business
- Affordable premiums for the benefits you want
- Record of excellent customer service
| Carriers We Represent
Partner Relationships are Everything to Us ~
LTC Financial Partners is committed to building relationships with the carriers we represent. They are without question among the finest in the industry. 
MedAmerica ~ MedAmerica Insurance Company (Home Office: Pittsburgh, PA) and MedAmerica Insurance Company of New York (Home Office: Rochester, NY) are the long term care insurance subsidiaries of a $4.5 billion nonprofit health insurer. MedAmerica has built a solid reputation as an industry leader by offering innovative, flexible, comprehensive products at competitive rates to employers, affiliations and individuals. With long term care its singular focus, MedAmerica is a leading insurer of employer groups.
MetLife ~ MetLife became a leader in this industry through marketing to groups and associations. In the individual market they have become a strong leader because they have an excellent product that is flexible and well priced.
Other Carriers We Represent ~
In addition, to fully service our clients we have access to many other excellent carriers, including Allianz and Prudential Financial. We can access whatever carrier you need to most effectively serve your clients. |
Many brokers and third parties, such as associations, offer limited policy choices from a single carrier. To secure the best coverage for your situation at the best rate, you need an independent, state-certified agent offering access to multiple carefully-selected, A-rated carriers.
> CLICK HERE to contact us with questions about your specific situation. |
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