| Carriers We Represent
Partner Relationships are Everything to Us ~
LTC Financial Partners is committed to building relationships with the carriers we represent. Here are three carriers we have chosen to partner with to maximize our share profitability and long term future profitability. They are without question among the finest in the industry. 
MedAmerica ~ MedAmerica Insurance Company (Home Office: Pittsburgh, PA) and MedAmerica Insurance Company of New York (Home Office: Rochester, NY) are the long term care insurance subsidiaries of a $4.5 billion nonprofit health insurer. MedAmerica has built a solid reputation as an industry leader by offering innovative, flexible, comprehensive products at competitive rates to employers, affiliations and individuals. With long term care its singular focus, MedAmerica is a leading insurer of employer groups.
MetLife ~ MetLife became a leader in this industry through marketing to groups and associations. In the individual market they have become a strong leader because they have an excellent product that is flexible and well priced. They have strong financial ratings and have never raised rates on existing in-force policies.
John Hancock ~ Experience, commitment, financial strength and stability are no doubt at the top of your list. John Hancock has all these qualities and more, especially since its successful merger with Manulife Financial Corporation in 2004. Add to that, John Hancock’s 95% brand awareness, the financial strength of our international parent company, and many years of consistent growth in all long term care markets - you get a leader that is now better than ever.
Other Carriers We Represent ~
In addition, to fully service our clients we have access to many other excellent carriers, including Allianz, Penn Treaty, Physicians Mutual and Prudential Financial. We can access whatever carrier you need to most effectively serve your clients. |